Lady

The word lady is a civil term of respect for a woman, specifically the female equivalent to gentleman or lord, and in many contexts a term for any adult woman. Once confined to usage when specifically addressing women of high social class or status; over the last 300 years, the term may now be used to refer to any respectable adult woman.

Etymology

The word comes from Old English hlǣfdige; the first part of the word is a mutated form of hlāf, "loaf, bread", also seen in the corresponding hlāford, "lord". The second part is usually taken to be from the root dig-, "to knead", seen also in dough; the sense development from bread-kneader, or bread-maker, or bread-shaper, to the ordinary meaning, though not clearly to be traced historically, may be illustrated by that of "lord".

Investor

An investor allocates capital with the expectation of a future financial return. Types of investments include: equity, debt securities, real estate, currency, commodity, derivatives such as put and call options, etc. This definition makes no distinction between those in the primary and secondary markets. That is, someone who provides a business with capital and someone who buys a stock are both investors. An investor who owns a stock is a shareholder.

Essential quality

The assumption of risk in anticipation of gain but recognizing a higher than average possibility of loss. The term "speculation" implies that a business or investment risk can be analyzed and measured, and its distinction from the term "investment" is one of degree of risk. It differs from gambling, which is based on random outcomes.

Investors can include stock traders but with this distinguishing characteristic: investors are owners of a company which entails responsibilities.

Types of investors

There are two types of investors, retail investors and institutional investors: